Independent sales agent program
Introduce agencies to Vora. Earn on every month they pay.
If you know life insurance agency owners, you can refer them to Vora, the CRM, commission engine and dialer built for their business. You earn 10% of net monthly revenue from each agency you bring, for as long as that agency stays a paying customer.
Commission only. Non-exclusive. No insurance license or sales activity involved.
Registration
Harbor Point Life Group
FL, GA · about 40 producers
Registered (complete)
Exhibit B submitted
Accepted (complete)
Written acceptance from Vora
Introduction (complete)
You and Vora meet the owner
Demo (current)
Scheduled, Thursday 2:00 pm
Signed (upcoming)
Customer agreement
Paying (upcoming)
Commission begins
How a referral becomes commission
Five steps, each recorded in the portal so you and Vora see the same status at the same time.
- 01
Register a prospect
Submit the agency through the portal with its owner, states and how you know them. Your registration is timestamped.
- 02
Vora accepts in writing
Vora reviews each registration and confirms acceptance or explains a rejection. Acceptance opens a 180-day window.
- 03
Take part in the intro and demo
You make the introduction and join the conversations. Vora runs the demo, pricing and onboarding.
- 04
The agency signs
Once the agency signs its customer agreement with Vora, the deal moves to signed in your pipeline.
- 05
You earn every month they pay
10% of net monthly revenue from that agency, on a monthly statement, for as long as they remain a paying customer.
How commission is calculated
Commission follows the agency's actual collected revenue, not a list price. The same formula is printed on every statement, line by line, so you can check the math.
- Gross revenuecollected from the agency that month
- minus Direct expensesper Exhibit A, such as telephony and processing
- equals Net monthly revenuenever below zero
- times 10%your commission
Monthly statements. Issued in the portal for each month with commissionable revenue.
Small balances carry forward. Amounts under $50 roll into the next statement and are settled at least quarterly.
60 days to dispute. Raise a question on any line from the statement itself.
What you get as a partner
- A pipeline you share with Vora
- Every registration, acceptance, meeting and stage change in one place. You see your window dates, the next step and who owns it. Vora staff work from the same record.
- Monthly statements you can check
- Each statement lists gross revenue, the Exhibit A expense categories and the net for every agency you referred, with a downloadable PDF. Payouts go to the bank account you verify during onboarding.
- Approved materials
- Product descriptions and introduction copy that Vora has approved for sharing with agency owners, kept current in the portal. Using them keeps what you say about Vora accurate.
What you need to apply
Onboarding happens in the portal, in this order, and takes about ten minutes. You can stop and come back at any step.
Account and profile
Sign up with your email, then add your legal name, date of birth, mailing address and a mobile number, each confirmed with a one-time code.
Agreement
Read and sign the Independent Sales Agent Agreement in the portal. It includes mutual confidentiality terms, and Vora countersigns.
W-9
Completed in the portal so Vora can report your commission. Your tax ID is encrypted and shown only as its last four digits.
Identity
A quick scan of the front and back of your driver's license or state ID, plus a selfie.
Payouts
Connect the checking or savings account where monthly commissions are paid by signing in to your bank, or enter the numbers yourself.
Review
Check your details and submit. Vora reviews each application before you can register prospects.
Questions agents ask
Something else? Write to info@vorafinancial.io.
Am I an employee of Vora?
No. You join as an independent contractor. You set your own hours and methods, pay your own expenses and taxes, and receive a 1099 for commission paid.
Is the arrangement exclusive?
No. The program is non-exclusive on both sides. You can keep your other work and clients, and Vora can work with other agents.
How am I paid?
Commission only. There is no salary, draw, fee or retainer. You earn 10% of net monthly revenue from each agency you referred, paid monthly by statement to your verified bank account.
How do I get my 1099?
Vora pays commissions through Stripe, our payments partner, and Stripe delivers your 1099-NEC on Vora's behalf. Before tax season, Stripe emails you to confirm your tax details and agree to electronic delivery. Those emails are expected. Your form for the year arrives by early February, and you can ask for a paper copy by mail.
Do I need an insurance license?
No. You introduce agencies to software. You do not solicit, sell or negotiate insurance, and nothing in the program involves insurance products or carriers.
How long does a registration last?
180 days from Vora's written acceptance. If the agency is still actively evaluating, you can request one 90-day extension. Commission applies when the agency signs within that window.
What if another agent registers the same agency?
Vora reviews competing registrations under the terms of the agreement and tells you in writing whether yours is accepted. Details of other agents' registrations stay confidential.
What does Vora charge agencies?
Pricing is set per agency by Vora and is not published. Your statements show the revenue actually collected from your agencies and how your commission was calculated.
Start your application
Create your account with a verified email and phone, then work through the agreement, W-9, identity and bank steps at your own pace.